Legal Insights & News
The CLARITY Act Stalled. For Crypto Developers, the Legal Questions Did Not.
On September 15, 2026, the U.S. Senate failed to advance the Digital Asset Market Clarity Act, commonly known as the CLARITY Act, after a procedural…
Part 2: What Can Credit Unions Actually Do With Digital Assets?
This article is Part 2 of our series examining the legal, regulatory, and governance considerations surrounding credit unions’ involvement with digital assets. For an overview…
Part 1: Digital Assets and Credit Unions: Why This Is Now a Legal and Governance Issue
Digital assets are no longer a question credit unions can treat as purely speculative or technological. The regulatory framework is developing, member activity is already…
“Delete My Data”: Why Crypto Businesses Can’t Always Honor GDPR Erasure Requests
Customer erasure requests are becoming more popular as customers aim to minimize their online data. It usually starts when a customer submits a request to…
DFAL “Completed Application” Requirement Explained for California Crypto License and The Current Penalties
Since California’s Digital Financial Assets Law (DFAL) went into full effect on July 1, 2026, and if you have not yet applied for the license…
State Data Breach Notification Laws: 2026 Changes You Need to Know
If you handle personal data in the United States, you’re not dealing with one data breach law; you’re dealing with 50, plus the District of…
FinCEN Travel Rule Explained
If your business moves money or cryptocurrency, the FinCEN Travel Rule is one of the most important (and most misunderstood) AML requirements you’ll encounter. Despite…
The Five Pillars of an AML Compliance Program
If your business is registered with FinCEN as a Money Services Business, or if you operate a cryptocurrency exchange, Bitcoin ATM, payment processor, or wallet…
What Is a Title 31 Exam? What Crypto Businesses and MSBs Need to Know
If you operate a cryptocurrency exchange, Bitcoin ATM network, payment processor, or any other business registered with FinCEN as a Money Services Business, there is…
What Is an AML Independent Review and Does Your Money Services Business Need One?
If you run a money services business (MSB) and you’ve heard the term “independent review” thrown around, you might be wondering: what exactly is it,…
Prediction Markets, Fraud, and the Law: A Deep Dive into What a Hair Dryer, a Soldier, and the Class Actions Have in Common
A battery-powered hair dryer was pointed at a weather sensor at Charles de Gaulle Airport. A U.S. Army soldier with classified knowledge of a covert…
Part 3: Can You Write Off a Crypto Scam?
The uncomfortable truth about taxes, theft, and the narrow door the IRS just opened. TL;DR: For years, crypto scam losses were treated as non-deductible personal…